Does your old vehicle just let go? The family will grow soon? It’s time to change vehicles, but you do not know which car to buy with a car loan. New car? Used car? Here are some tracks. On the way!
The time to change car has come. You have calculated your repayment capabilities and know that you can apply for a loan. However, you stay in the fog… What car to buy with a car loan?
We understand you. You can buy any type of car with a car loan. You can even buy caravans, trailers, motorcycles and scooters…
Buy a new car or buy a used car?
To begin, know that you have the choice: whether to buy a new car or buy a used car, auto credit adapts to all situations.
If you are tempted by a new car (or less than two years old) at a dealership or garage, you have the opportunity to make a car loan. Specifically dedicated to this purchase, the credit is linked to the vehicle purchased. Thus, the repayments of your loan do not begin until the reception of the car.
If you choose a used car, you have the choice: you can apply for a car loan, but also use the personal loan. In this second case, the repayments begin at the end of your withdrawal period (14 calendar days).
Note that a car loan for a new car lasts up to 72 months, while the maximum is often 60 months in the case of a used car.
The main ranges of cars
As the name suggests, this type of car is designed for the city. She is compact, cute and easy to park. Some models have a larger trunk and a motorization that allow to consider some long trips.
Elegant, racy, the sedan is the road par excellence. It offers space for children in the back, a fairly large trunk and a very good behavior on highway. It is the car of those who ride a lot and who like comfort.
The minivan or minivan compact
With its beautiful interior space, its robust engine and its easy-going side, the minivan quickly won the hearts of large families. Less and less cumbersome and more economical and fun to drive, it’s the ultimate choice for those who want to do everything with their family.
4 × 4 and SUV
Difficult to miss the impressive 4 × 4, high on wheels and wide as possible. Their ability to cope with the hardships of certain roads and weather conditions has made them the preferred vehicle for mountaineers and rural dwellers. For the city, its giant size is more of a handicap than anything else. Better to look for SUVs, more suited to urban driving.
It is up to you to make your choice!
Why not a two wheel?
In addition to the main lines of cars, why not buy a two-wheeled vehicle? With auto credit, you can totally offer a scooter or motorcycle. More manageable, simpler and less expensive than a car, scooters and motorbikes appear more and more in our urban environment. When buying a two – wheeled vehicle, think of Queen of Hearts! In addition, as with the purchase of a car, you can turn to a second-hand or new wheels!